Abacus - Consolidate Your Debts and Save Thousands of Dollars

Abacus Credit & Loan - Personal Loans - Home Loans - Auto Loans

    The Bad Credit Headquarters™
Bad Credit   Good Credit   Horrible Credit
You may have been turned away elsewhere, but everyone is welcome here!

Personal Loans    Guaranteed VISA    Refinance Loan    Mortgage Loan     Auto Loan   Credit Repair     Quick $500-$1000    Debt Consolidation Plan

Consolidate Your Debts

Reduce your minimum payments--as much as 50%
Consolidate your multiple payments into one simple monthly payment!
Eliminate or reduce interest rates!
Eliminate late charges and over the limit fees!
Re-aging of past due accounts to improve credit rating
Free Consultation
Home Ownership Not Required

Submit A Questionnaire for Free Quote Click Here

Benefits
Reduction in minimum payments, as much as 50%

Consolidation of multiple payments into one simple monthly payment
Reduced or eliminated interest rates
Elimination of late charges and over the limit fees
Re-aging of past due accounts to improve credit rating

Submit A Questionnaire for Free Quote Click Here

Program Steps

1. Your counselor will review your credit and budget information to arrive at a repayment plan that will either be a debt consolidation loan program or a debt management program. Most other companies in the industry simply offer debt management programs. VipCredit offers debt consolidation loan programs, debt management programs, or a combination of the two. This is what separates VipCredit from the competition and what will get you out of debt in the shortest period of time!

2. After deciding which program will be the most beneficial, you will decide when you will be making your first payment to VipCredit. You will have one easy date that will be your payment date every month. There will be no more different due dates to remember or budget for!

3. If after discussing your financial situation with your counselor you decide to enroll in our debt management program, VipCredit will contact your creditors and negotiate with them to have your monthly payments lowered and your interest rates reduced. You then simply send one reduced monthly payment to VipCredit and we distribute the funds to your creditors on your behalf. You will still receive your monthly statements, so you will see your balances dropping. If any of your creditors contact you, you can direct them to VipCredit. You'll be assigned a personal account specialist to deal with any questions or situations that may arise.

4. Simply keep making your monthly payments on time and you will be on the road to a better credit rating, stable finances and eliminating your debt!

(The initial repayment plan is subject to adjustment based on creditors' individual requirements-VipCredit will notify you when more payment may be required to satisfy creditor's needs. There is no industry standard as to what benefits creditors will extend to VipCredit's clients, so every repayment plan depends in part on which creditor is involved.)

Results

As a result of the benefits that we can achieve for you, you will be able to pay off your debt in much less time than you could on your own.

Our average client maintains a $10,000 debt with an 18.5% interest rate. Without VipCredit, by paying the monthly minimum payment, it would take at least 32 years and $24,500 to pay off the original debt.

With VipCredit that same client's debt will be paid off much sooner: usually 3 to 5 years, even with the reduced monthly payments!

How? Interest rate reductions, consistent on-time payments, and reduced late charges work together to effectively shrink the total balance owed. Before a client joins VipCredit, most of his or her payments are applied to interest charges. This barely changes the balance amount. By reducing the interest, you can pay off the balances in a lot less time!

The Debt Management Program is also designed to provide you with easily accessible help and guidance. Our counselors are available to handle harassing phone calls from creditors, assist you with legal situations and teach you how to handle credit in the future. Our counselors also make budgeting suggestions so that you can save more money each month and spend your earnings more efficiently.

Do you think you'd be better off declaring bankruptcy?

VipCredit can probably help save you those court costs and the loss of precious assets. Please talk to one of our counselors if you are considering bankruptcy to find out about the alternatives. We can direct you to bankruptcy assistance if that is the best solution for your specific situation.

We're here to find the best way to get you back on track and debt free!

More Questions? Click Here for Answers

Submit A Questionnaire for Free Quote Click Here

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Before You Apply
Pre-Qualify For Your Loan
Saves you time and headaches
Find out how much you can borrow:
No Credit Checks
Click Here

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Totally New Concept!
The Newest way to get an unsecured loan -
Not from a company but from an ordinary individual!
People lending to people. Private Deals.
It's going to change the way lending is done.
Private Loans from Private People!
Click Here
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Cyber Begging
Remarkable! Latest Technology! Now Available!
CNN says this is the new way to get out of debt.
If you can't get a loan, you just ask for the money you need!
Get Donations from around the world that you never pay back!
If you really need the money.
Read the report from CNN
As well as several other news articles about this innovation:
One woman got over $20,000 in just over 20 weeks!
DonateMoney2me.com
Click Here

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Personal Loans
Fast Personal Loans
Click Here
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Unsecured Personal Loans at AnyCreditHistory
Options for no payment for 6 months!
Or interest only payments for first six months.
Bad credit welcome and always approved!
Click Here
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Monthly Cash Flow with a Reverse Mortgage

Questions?

Contact: Support
Go to our help desk: Click Here

Because we receive so many emails a day, and have so many different services,
we may need additional information to find your records and/or to respond properly.
When you send in your comment, please be specific and if you are an existing member,
send your member receipt number.
If we get an a message that reads something like this: "How long will it take?"
It is hard for us to know who sent it, what it pertains to and how to reply.
Be specific as possible. We get questions about many different services.
The more information you send the faster everything goes.

Bad credit personal loans are one of the most requested loans in the world. Although you might think home loans or auto loans would be requested more often, the truth is that personal loans, especially bad credit personal loans are high on the list.
Because of this, there are many disreputable ways to lose money if you are looking for that type of loan, personal loan with bad credit. If your credit is good, you are less likely to get taken in......this is because there are so many reputable companies that offer personal loans for people with good credit.

We offer credit cards, personal loans, unsecured loans, high risk loans, loans to people with bad credit, signature loans, home loans, car loans and automobile refinance loans, pay day loans, cash advance loans, debt consolidation loans and alternative loans specializing in bad credit.

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Here's all the links you need to review all of the offers on this page.
Find the one that most suits you and apply right away.

Personal Loans
Quickly qualify for a personal loan and get the money you
need fast. Loans up to $25,000 are available for a wide range
of purposes, including debt consolidation, auto down payment,
wedding, small business, etc.

Debt Consolidation Loan
Cash to consolidate credit card debt or other expenses into
one lower monthly payment.
•Unsecured loans up to $25,000
available
•Easy application •Competitive fixed rates •Fast Approval

Moving Loan
•Cash for Moving and Rentals
•First month, last month, and
your security deposit
• Initial Expenses

Home Improvement Loan
Get cash for home repairs, remodeling projects and more without using
equity in your home. •Unsecured loans up to $25,000 available
•Easy application •Competitive fixed rates •Fast approval

Identity Lookout
Experian®Credit Report. Credit,
•Debit & ATM Card Protection. $1 Million •Product Guarantee. •Child Monitoring
(for an additional fee). •Daily 3 Bureaus Credit Monitoring.
•Email Alerts

Unsecured Personal Loans
at AnyCreditHistory They say:
Options for no payment for 6 months!
Or interest only payments for first six months.
Bad credit welcome and always approved!

Instant Loans
Pay-Day -
Usually $2500 or less
Need a checking acct.
Click Here for List

Student Loans
Loans specifically designed for students

Credit Report
Find out what's holding you back

Cyber Begging
Remarkable! Latest Technology!
Now Available!
CNN says this is the new way to get out of debt.
Get Donations from around the world that you never pay back!
If you really need the money.
One woman got over $20,000 in just over 20 weeks!
DonateMoney2me.com

Special Note:
Please read this! -- This is very dangerous to your credit!
Avoid the credit check pitfall!

Before you start applying everywhere, realize this:
2 or more recent credit checks (inquiries) will negatively affect your credit score. Your credit score can be seriously damaged!
But, you can avoid this pitfall and still be able to apply at several companies if you are turned down, you can go to the next lender and apply without worry about your credit being damaged.
Here is how it works:
If you purchase a copy of your credit report in advance,
a lender can pre-approve you with a faxed current copy of your credit report. If they decide to reject the loan, you can continue to apply at different lenders until you find one that accepts you.
Before completion of the loan process your actual lender will probably need to do a final check on their own, but now you have only one inquiry on your records instead of two or three or more!
Note: when you purchase your credit report, it does not show up as an inquiry!
It is a good idea to know in advance what your credit score is and if there is any incorrect information on your reports. You really need to bite the bullet and find out what's on your credit record!
As reported on CNN, NBC, ABC, CBS, and Fox News,
.................a recent study showed 79% of all credit reports
have some incorrect information.
Incorrect information can cause you to pay more in interest, make it difficult to get a home or even rent an apartment and much more!
To order your credit report and get it instantly online: Click here
Be sure to get the one with all 3 credit bureaus reports as you will need all three.

The Top Web Sites
For unsecured loans and ways to raise money for good or bad credit:
Click Here

Our Privacy Policy

We will never sell your information. We do not share ANY information with outside parties.
To prevent unauthorized access, and ensure the appropriate use of information, we have appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. We use return email addresses to answer the email we receive and you have the option to "opt out" of our contact with you in the future. Such addresses are not used for any other purpose, are not shared with outside parties, and are never sold. Your information will not be kept on file after 6 months. It will be destroyed at that time.

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